Find the Best Mortgage Lenders in Richmond, VA

Quicken Loans is one of the largest mortgage lenders in the U.S., having helped over 2 million families finance home purchases. Richmond customers buying a home or refinancing have access to education, technology and customer service throughout the mortgage process. Apply online or by talking to a Quicken Loans expert. The company services 99% of its loans, so you work with Quicken Loans from application until your loan is closed.

Richmond consumers can buy a home or refinance a mortgage with Rocket Mortgage, part of Quicken Loans. Apply securely online 24/7. Assistance is available seven days a week by phone. Rocket Mortgage shows you real interest rates and gives instant online approval. Applicants should have a credit score of at least 580. Check out Rocket Mortgage’s online learning center for informative resources.

AmeriSave is a direct online mortgage lender offering conventional fixed- and adjustable-rate loans, jumbo loans, FHA loans, VA loans and USDA loans. The company also offers refinancing options for taking out cash, lowering your rate or changing your term. Apply online or speak over the phone with a loan originator. AmeriSave Mortgage Corporation has helped customers finance over 325,000 homes.

First Internet Bank is an online mortgage lender with conventional loans, jumbo loans, VA loans and FHA loans. Homeowners can also enroll in lines of credit or home equity loans if they want more cash on hand. The online process is guided by support from loan officers. First Internet Bank’s rates range from 2.2% to 3.5% at the time of publishing.

Vanderbilt Mortgage and Finance, Inc. offers conventional home loans and FHA loans. For borrowers who want to bundle the price of land, a home and land improvements into one payment, it also offers a land home mortgage. Vanderbilt Mortgage and Finance, Inc. customers have the ability to customize their payment schedule to their needs.

ClearPath Lending provides fixed-rate and adjustable-rate loans, FHA loans, VA loans and jumbo loans. Borrowers have the opportunity to refinance their home, with several options, including refinancing programs specifically for VA and FHA loan holders. ClearPath Lending offers a loyalty program that notifies customers of lower rates during servicing of the loan.

Network Capital Funding Corporation offers government loans, including FHA and VA loans, for borrowers with credit scores as low as 600. Refinancing programs are also available. Network Capital Funding Corporation provides $0 lender fees when available and fast closing times, with closing in as little as 15 business days.

CapCenter offers fixed-rate, VA and FHA loans for Richmond residents. Customers can get a quote with no personal information. The company guarantees on-time closing or $1,000 back. Fixed rates on a conventional, 30-year loan start at 3.25%. CapCenter is located at 4510 Cox Road, Ste. 402, Glen Allen, VA 23060.

TowneBank Mortgage offers conventional, FHA, VA, USDA and jumbo loans. Reverse mortgages, refinancing and renovation or building loans are also available. The company’s relationship with local realtors and appraisers can help streamline the process. TowneBank Mortgage is located at 4501 Cox Road, Glen Allen, VA 23060.

Academy Mortgage, Inc., provides borrowers with conventional loans, FHA loans, VA loans and USDA loans. Its nonconforming bank statement program is designed specifically for self-employed borrowers. The company also offers some specialty programs for borrowers with lower credit scores. Academy Mortgage, Inc. is based at 8100 Three Chopt Road, Ste. 146, Richmond, VA 23229.

MAK Financial Group is a boutique mortgage company offering FHA, VA, conventional, high-balance conventional, jumbo and USDA loans. Loans are also available for investors and underwater homeowners. Richmond customers can visit the broker’s website to find answers to FAQ, a mortgage calculator and a mortgage glossary. MAK Financial Group is located at 5609 Patterson Ave., Ste. B, Richmond, VA 23226.